Financial Assets

Donate stocks, mutual funds, RRSPs, RRIFs, or TFSAs for maximum impact and tax savings.

Gifts of appreciated financial assets are one of the most tax-smart ways to support Alberta Ballet. You can reduce capital gains taxes, unlock more of your investment’s value, and leave a meaningful legacy.

What You Can Give:

  • Publicly traded securities (stocks, bonds, mutual funds, ETFs)
    Donations of publicly traded stocks, mutual funds, and ETFs surged 26% on CanadaHelps in 2023—now a leading tax-smart giving option

    CRA rules allow donors to avoid capital gains tax when donating eligible publicly traded securities—making the full fair-market value tax-deductible

  • Registered accounts: RRSPs, RRIFs, TFSAs
    11.3 million Canadians contributed to either an RRSP or TFSA in 2023—a sharp increase in account participation

    Naming charities as beneficiaries on RRSP, RRIF, or TFSA accounts is a simple and increasingly used method to pass on assets tax-efficiently .

  • Private company shares (case-by-case, requires planning)
    High‑net‑worth Canadians, including those with private corporations, are donating company shares—often via donor-advised funds or direct gifts—to maximize tax efficiency, avoid capital gains, and gain charitable receipts

How You Can Give:

    • Step 1: Contact us for our brokerage details and to complete a simple transfer form.

    • Step 2: Ask your financial advisor to initiate an in-kind transfer of securities to Alberta Ballet’s brokerage account.

    • Step 3: Receive a tax receipt for the full fair market value on the day of transfer.

    You pay no capital gains tax on the appreciated value.

    [Download Alberta Ballet’s Securities Transfer Form]

    • Step 1: Ask your financial institution to name Alberta Ballet as a full or partial beneficiary on your registered account(s).

    • Step 2: Let your advisor or executor know, and notify Alberta Ballet so we can acknowledge your gift.

    • Step 3: Upon death, Alberta Ballet receives the balance, and your estate receives a tax receipt.
      This can significantly reduce or eliminate estate taxes on these accounts.

    Tip: RRSPs and RRIFs are fully taxable in your estate unless directed to a spouse or charity. Naming Alberta Ballet helps offset or eliminate that tax.

    • Step 1: Speak with your accountant and legal advisor.

    • Step 2: Alberta Ballet must review and approve the structure, valuation, and sale process.

    • Step 3: An independent appraisal is required, and advance coordination is essential.

    Note: These gifts require advance planning and must comply with CRA rules.